RBI-aligned Payment Aggregator and Payment Gateway platform built for banks and enterprise merchants.
Cards. UPI. Settlement. Risk governance.
Cloud-native infrastructure for India's regulated financial ecosystem.
India's payment ecosystem operates under strict regulatory oversight, mandatory data localization, and high real-time transaction volumes driven by UPI adoption.
Operating within RBI's Payment Aggregator and Payment Gateway framework demands purpose-built compliance infrastructure, not adapted retail solutions.
Mandatory Indian data residency requirements necessitate infrastructure designed from the ground up for domestic storage and processing compliance.
UPI-driven transaction volumes demand horizontal scalability and real-time processing capabilities that retail-grade gateways cannot reliably sustain.
Banks and large enterprises require governance, structured settlement, and auditability — not consumer-focused payment products built for different contexts.
BITPE operates as a Payment Aggregator and Payment Gateway, delivering regulated infrastructure for institutions that require control, auditability, and scalability.
The platform unifies card processing, UPI integration, settlement governance, and risk management within a single architecture — designed for India's regulated financial ecosystem.
Secure acquiring flows with intelligent routing and embedded risk filters. Support for domestic and international card networks with real-time authorization and fraud screening integrated at the infrastructure layer.
Native support for India's real-time payment rail. Direct integration with NPCI infrastructure for collect, pay, mandate, and refund flows — built for high-frequency institutional transaction volumes.
Configurable settlement cycles and structured reconciliation for institutional operations. T+0, T+1, and T+n models with full audit trails and automated reconciliation reporting.
Transaction monitoring and rule-based operational controls embedded at the platform level. Configurable risk thresholds, velocity checks, and anomaly detection for institutional compliance requirements.
Built for reliability, compliance, and enterprise-grade integration at scale.
Settlement and processing infrastructure active across India's major financial centers. All transaction data stored and processed within India in full compliance with RBI data localization requirements.
Operating within India's regulatory framework for Payment Aggregators and Payment Gateways. Aligned with guidelines issued by the Reserve Bank of India.
Reserve Bank of India
Platform operations are structured within RBI's PA/PG regulatory framework. Licensing details available upon request.
KYB-compliant onboarding workflows with document verification and regulatory risk screening aligned with PA guidelines.
Configurable settlement controls with escrow management and structured payout workflows compliant with RBI nodal account requirements.
Automated reporting capabilities for transaction data, suspicious activity, and operational metrics aligned with RBI reporting mandates.
Anti-Money Laundering controls embedded at the transaction monitoring layer with configurable thresholds and investigation workflows.
Infrastructure-first architecture designed for the compliance and governance demands of banks and licensed institutions.
Granular control over routing, processing governance, and operational policy — unavailable on consumer-grade gateways.
API contracts, SLA structures, and security postures aligned with banking-grade requirements from day one.
Horizontal scaling architecture built for high transaction volumes across peak institutional periods.
Security and compliance embedded at the platform layer. PCI DSS certified. Data localization compliant.
Modernize or extend acquiring and UPI infrastructure without displacing existing core systems. Deploy regulated PA/PG capabilities on enterprise-grade infrastructure with institutional SLA commitments.
Direct PA integration with structured settlement control and volume-based commercial arrangements — for large merchants requiring governance that retail gateway products cannot provide.
Launch compliant payment operations on enterprise-grade infrastructure from day one. Purpose-built for fintechs requiring a regulated foundation rather than building compliance atop consumer infrastructure.
Structured for institutional deployment. All engagements include dedicated integration support and SLA-backed service agreements.
Dedicated onboarding with technical integration support from scoping through go-live.
Contractual uptime and performance SLAs with defined escalation procedures.
Commercial structures scaled to transaction volumes and institutional requirements.
Named technical account management and 24/7 operational support for enterprise deployments.
Connect with our enterprise team to discuss architecture requirements, commercial terms, and integration timelines.
Our enterprise team will respond within one business day.